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Financing Your New Air Conditioning or Heating Equipment Purchase

Mobile Gas Service Corp

Mobile Gas Service Corp will finance any portion of your air conditioning and gas heating system or a complete gas system if you need it (with approved credit). Their interest rate is currently 9.5%. We will take a credit application for you over the phone and we do all the paperwork in our office. After approval (usually 1 to 2 hours) all you have to do is come in to our office to sign the finance papers. You will receive a separate monthly statement directly from the gas company for all of your payments. In most cases, there is no down payment required, they will finance up to 100% of the cost.

For example:

  • An evaporator coil for $1000.00 financed for 3 years would have a monthly payment of approximately $32.00.
  • An outdoor unit for $1500.00 financed for 3 years would have a monthly payment of approximately $48.00.
  • A gas heater for $1500.00 financed for 3 years would have a monthly payment of approximately $48.00.
  • A complete system for $4000.00 financed for 5 years would have a monthly payment of approximately $84.00.

Financing can be set up for up to 7 years depending on the amount requested. There is no penalty for an early payoff.

Alabama Power Company

Alabama Power Company will finance a completed Heat Pump system (with approved credit). We will take a credit application for you over the phone and submit it to Alabama Power for you. After approval (usually 1 to 2 hours), all you have to do is go to Alabama Power Company to sign the finance papers. The payments for the system will be included on your monthly power bill. They have varying interest programs based on your needs. In most cases there is no down payment required, they will finance up to 100% of the cost.

For example:

  • A complete heat pump system for $4800.00 financed for 5 years has a monthly payment of proximately $100.00.
  • Alabama Power Company also has a 90-days Same As Cash option with the payments set up in 3 equal payments at 30, 60, and 90 days.
  • For customers with “less than perfect” credit, we have other financing options. Call for more information: 251 633 5665

Wells Fargo Financial National Bank

Wells Fargo Financial National Bank offers several special options for financing your new product or service with approved credit. That way, you can invest in your home's comfort or respond to an unexpected heating and cooling need without breaking your budget.

With approved credit from Wells Fargo Financial National Bank, you'll enjoy:

  • Convenient monthly payments
  • Special financing terms
  • Easy online account management

Plus, by taking advantage of financing, you won't use up your existing funding sources, like a home equity line of credit, other credit card or bank account. They will still be available when you need them.

Please contact us to find out which financing options are available to you, or to learn about special financing promotions.